
Digital Banking
Setting the
Standard in
Financial
Empowerment
NovoCard, HorizonFlare’s flagship digital banking platform, sets a new benchmark in innovation, transforming how individuals and businesses manage their finances. Leveraging intuitive tools, real-time insights, and inclusive features, NovoCard delivers personalized solutions that empower users to make smarter decisions, achieve their financial goals, and unlock seamless global banking experiences.
Our Philosophy
Simplifying Finance,
Empowering Everyone
NovoCard leads the way in bridging the gap between traditional banking and modern financial needs, redefining how individuals and businesses access and manage their finances. We believe everyone deserves secure, intuitive, and rewarding financial solutions tailored to their unique goals and circumstances.
Core Features
Leading the Way
in Simplified Banking
NovoCard sets the standard for modern banking with a suite of intuitive features designed to make financial management seamless, secure, and rewarding. From high-yield savings and real-time insights to cashback rewards and globally accepted payment solutions, NovoCard transforms traditional banking to empower you with the tools to achieve your financial goals.

High-Yield
Savings Accounts
Grow your wealth with competitive interest rates that accelerate your financial success.

Real-Time
Expense Tracking
Gain instant clarity and control over your spending habits.

Cashback
Rewards
Unlock value on everyday purchases and make your spending work for you.

Universal Card
Acceptance
Experience unmatched global access with NovoCard’s Visa and Mastercard solutions.

Fee-Free
Services
Enjoy a transparent and hassle-free banking experience with no hidden fees.
Join
NovoCard
Community
Leading the Way in Modern Banking
NovoCard is more than a banking solution—it’s your trusted financial ally, designed to empower everyone. Whether you’re growing your savings, simplifying daily expenses, or unlocking smarter rewards, NovoCard makes banking effortless, inclusive, and tailored to your goals.